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Car insurance is one of the dearest parts of owning and running aCar insurance is one of the dearest parts of owning and running a car, however by taking a little time to research the market place and by taking advantage of the resources that can be found online you could save money when it comes to renewing your car insurance.
When taking out your motor insurance policy check out what excess the company is asking or with your policy. By offering to pay more excess you can reduce the cost of your premiums which could end up saving you money. The excess is what you pay towards the cost of the claim when you make a claim, for example you stand to the first £50 or £100.
Having a good no claims bonus can help to cut the cost of your premium by up to two thirds. By protecting your no claims bonus it will cost you but in the long run it could well work out to your advantage.
By adding a named older driver to your policy you can knock off around 10% of your insurance premiums. Similarly, if you have younger drivers named on your policy then have these taken off to help reduce your premiums.
Fitting extra security to your car can also help to save you on your premium. Fitting good quality locks, steering locks and alarms and having your windows etched with security codes can all help to reduce the costs.
If you can afford to the pay for your premium for the year upfront, this can sometimes knock around 30% in insurance off your premium rather than paying for it monthly, which would attract an additional fee.
Consider taking advanced driving lessons. The more qualified you are for driving then the cheaper your premiums are, simply because the insurance company sees you as less of a risk.
Sabtu, 16 Februari 2008
Make Sure You Know Everything There Is To Know About Cheaper Car Insurance
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Of course we all want to save money on our bills, but sometimes it seems that everything is still expensive, especially when it comes to cars and insuring them. They can sometimes be a millstone around your neck. However it is possible to make savings when it comes to buying car insurance and one of the best ways to make savings on your premiums is to shop around.
You can get someone else (ie your insurance broker) to shop around on your behalf or you can have a look online. Buying online can not only save you a huge amount of money but it will also save you a whole lot of time and leg work.
Almost all online insurers can give you an almost instant quote which you are then able to consider and compare with other online companies’. Some sites will also give you a comparison table on their site which even saves you the trouble of searching yourself. Of course you should always double check this information to make sure it is right and currently up to date as you can often find that once you fill in a full application, the premium can vary quite dramatically.
One of the most common reasons why people don't make savings on their car insurance is because they simply don't shop around. Along with this they fail to gain as much knowledge on the subject as they possibly can.
Understanding which policy you would be better taking also goes a long way to helping you save on your car insurance. For example there are two main types of insurance, third party, fire and theft, and fully comprehensive. The type of policy most suited for your needs should be taken into account but also bear in mind that fully comp, while covering you for more, will be the most costly.
There are many ways in which you can lower the cost further. If you have had advanced driving lessons then this should be stated - the safer you are regarded by the company then the lower the cost of your premium.
Your age and sex also plays an important factor in how much you pay for your car insurance. There are specialist websites that cater just for the young driver or say for the female driver and by going with one of these you can save yourself money on the cost of insurance.
Fitting better anti theft devices on your car can also save you money as can offering to pay a higher excess fee.
Of course we all want to save money on our bills, but sometimes it seems that everything is still expensive, especially when it comes to cars and insuring them. They can sometimes be a millstone around your neck. However it is possible to make savings when it comes to buying car insurance and one of the best ways to make savings on your premiums is to shop around.
You can get someone else (ie your insurance broker) to shop around on your behalf or you can have a look online. Buying online can not only save you a huge amount of money but it will also save you a whole lot of time and leg work.
Almost all online insurers can give you an almost instant quote which you are then able to consider and compare with other online companies’. Some sites will also give you a comparison table on their site which even saves you the trouble of searching yourself. Of course you should always double check this information to make sure it is right and currently up to date as you can often find that once you fill in a full application, the premium can vary quite dramatically.
One of the most common reasons why people don't make savings on their car insurance is because they simply don't shop around. Along with this they fail to gain as much knowledge on the subject as they possibly can.
Understanding which policy you would be better taking also goes a long way to helping you save on your car insurance. For example there are two main types of insurance, third party, fire and theft, and fully comprehensive. The type of policy most suited for your needs should be taken into account but also bear in mind that fully comp, while covering you for more, will be the most costly.
There are many ways in which you can lower the cost further. If you have had advanced driving lessons then this should be stated - the safer you are regarded by the company then the lower the cost of your premium.
Your age and sex also plays an important factor in how much you pay for your car insurance. There are specialist websites that cater just for the young driver or say for the female driver and by going with one of these you can save yourself money on the cost of insurance.
Fitting better anti theft devices on your car can also save you money as can offering to pay a higher excess fee.
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